Auto insurance is one of the most frequently purchased personal lines protection. In fact, Ohio requires that you comply with the state’s Financial Responsibility (or FR) Law. The FR law requires each Ohio driver to demonstrate an ability to pay for injuries to other people or damages to other people’s property if the driver causes an accident. Buying insurance is one way to show financial responsibility and the easiest way to comply with the FR law.


Depend on Krueger Insurance to provide auto insurance that fits the way you drive:

  • Liability coverage consisting of bodily injury and property damage limits to protect you against the claims of other people for injury and/or damage to their property in an accident for which you were at fault.
  • Physical damage coverage consisting of collision and comprehensive coverage that pays for damage to your own car. This coverage is not mandatory, but may be required by your lender or lessor.
  • Medical payments which provide benefits for injury to passengers in your own car.
  • Uninsured motorists coverage which provides protection for injuries to you and your passengers if the vehicle causing the accident had either no liability coverage or very minimal coverage.

Other options and enhancements:

  • Emergency road service
  • Car rental reimbursement
  • Loan/lease gap coverage

You may also qualify for special discounts:

  • Multi-car discount
  • Auto-home discount
  • Good student discount
  • Safe driver discount

We also provide complete coverage for:

  • Motorcycles
  • Motor Homes
  • Camping trailer and travel trailers
  • Recreational vehicles, snowmobiles and jet skis
  • Antique and classic cars


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